Finance & Business Tools
Calculate loan payments, mortgages, compound interest, tips, sales tax, margins, ROI, break-even points, amortization schedules, credit card payoff, savings goals, NPV, IRR, CAGR, debt snowball plans, inflation, and car loans. Every calculator runs entirely in your browser — your financial data is never uploaded.
Most popular
- financeLoan Calc● ready
Enter loan amount, interest rate, and term. Get monthly payment, total interest paid, and full amortization schedule.
- financeMortgage● ready
Enter home price, down payment, interest rate, and loan term. Get monthly PITI (Principal, Interest, Tax, Insurance) with amortization schedule.
- financeTip● ready
Enter bill amount, choose tip percentage (or custom), optionally split among multiple people, and see the total with per-person breakdown.
- financeROI● ready
Enter initial investment and final value (or gains/losses) to see ROI percentage, net gain, and annualized ROI over a time period.
- financeCompound Int.● ready
Enter initial amount, interest rate, time period, contribution amount, and compounding frequency to see total growth and breakdown.
Loans & Mortgage
- financeLoan Calc● ready
Enter loan amount, interest rate, and term. Get monthly payment, total interest paid, and full amortization schedule.
- financeMortgage● ready
Enter home price, down payment, interest rate, and loan term. Get monthly PITI (Principal, Interest, Tax, Insurance) with amortization schedule.
- financeAmort. Sched.● ready
Enter loan details and get a month-by-month table showing how each payment splits between principal and interest, with running balance.
- financeSimple Int.● ready
Enter principal, interest rate, and time period to compute simple interest and total amount. Compare with compound interest results.
- financeCompound Int.● ready
Enter initial amount, interest rate, time period, contribution amount, and compounding frequency to see total growth and breakdown.
Business
- financeBreak-Even● ready
Enter fixed costs, variable cost per unit, and selling price to see how many units you need to sell to break even, with profit projections.
- financeROI● ready
Enter initial investment and final value (or gains/losses) to see ROI percentage, net gain, and annualized ROI over a time period.
- financeMargin/Markup● ready
Enter cost and selling price to see margin % and markup %. Or enter cost and target margin to compute the required selling price.
- financeInvoice Gen● ready
Generate professional invoice numbers using templates like INV-2026-001 or CUSTOMER-YYYYMM-XXX with preview of the next number in sequence.
- financeQuote Calc● ready
Enter your hourly rate, estimated hours, expenses, and buffer percentage to generate a professional project quote with line-item breakdown.
Everyday
- financeTip● ready
Enter bill amount, choose tip percentage (or custom), optionally split among multiple people, and see the total with per-person breakdown.
- financeSales Tax● ready
Enter an amount and tax rate to see the tax amount, total, and pre-tax breakdown. Works for US sales tax and international VAT.
- financeDiscount● ready
Enter original price and discount % to see the sale price and savings. Works in reverse: enter both prices to find the discount percentage.
- financeCurrency Format● ready
Enter an amount and choose a locale/currency to see how it looks in that format, with symbol placement, decimal separator, and grouping.
Salary
Debt & Credit
- financeCC Payoff● ready
Enter your balance, APR, and monthly payment to see months to payoff, total interest, and total paid — or solve for the payment that clears the balance in a target number of months.
- financeDebt Payoff● ready
List your debts with balances, rates, and minimum payments, add an extra monthly payment, and see the payoff order, timeline, and interest for snowball or avalanche strategies.
- financeCar Loan● ready
Enter the car price, down payment, trade-in value, APR, and loan term to see the loan amount, monthly payment, total interest, and total cost.
Investing & Growth
- financeSavings Goal● ready
Enter a goal, current savings, monthly contribution, and APY to see months to goal, total contributions, interest earned, and final balance.
- financeCAGR● ready
Enter a beginning value, ending value, and number of years to see the CAGR, growth multiple, and total growth percentage.
- financeNPV● ready
Enter a discount rate and a series of cash flows (the initial investment first, as a negative) to see the NPV plus total inflows and outflows.
- financeIRR● ready
Enter cash flows (initial investment first, as a negative) to find the discount rate that makes the net present value zero.
Economy
All tools
- financeLoan Calc● ready
Enter loan amount, interest rate, and term. Get monthly payment, total interest paid, and full amortization schedule.
- financeMortgage● ready
Enter home price, down payment, interest rate, and loan term. Get monthly PITI (Principal, Interest, Tax, Insurance) with amortization schedule.
- financeCompound Int.● ready
Enter initial amount, interest rate, time period, contribution amount, and compounding frequency to see total growth and breakdown.
- financeSimple Int.● ready
Enter principal, interest rate, and time period to compute simple interest and total amount. Compare with compound interest results.
- financeTip● ready
Enter bill amount, choose tip percentage (or custom), optionally split among multiple people, and see the total with per-person breakdown.
- financeSales Tax● ready
Enter an amount and tax rate to see the tax amount, total, and pre-tax breakdown. Works for US sales tax and international VAT.
- financeInvoice Gen● ready
Generate professional invoice numbers using templates like INV-2026-001 or CUSTOMER-YYYYMM-XXX with preview of the next number in sequence.
- financeMargin/Markup● ready
Enter cost and selling price to see margin % and markup %. Or enter cost and target margin to compute the required selling price.
- financeBreak-Even● ready
Enter fixed costs, variable cost per unit, and selling price to see how many units you need to sell to break even, with profit projections.
- financeROI● ready
Enter initial investment and final value (or gains/losses) to see ROI percentage, net gain, and annualized ROI over a time period.
- financeAmort. Sched.● ready
Enter loan details and get a month-by-month table showing how each payment splits between principal and interest, with running balance.
- financeSalary Conv.● ready
Enter annual salary to see hourly rate (or vice versa). Adjust for hours per week, weeks per year, and see per-day/per-month breakdowns.
- financeQuote Calc● ready
Enter your hourly rate, estimated hours, expenses, and buffer percentage to generate a professional project quote with line-item breakdown.
- financeDiscount● ready
Enter original price and discount % to see the sale price and savings. Works in reverse: enter both prices to find the discount percentage.
- financeCurrency Format● ready
Enter an amount and choose a locale/currency to see how it looks in that format, with symbol placement, decimal separator, and grouping.
- financeCC Payoff● ready
Enter your balance, APR, and monthly payment to see months to payoff, total interest, and total paid — or solve for the payment that clears the balance in a target number of months.
- financeSavings Goal● ready
Enter a goal, current savings, monthly contribution, and APY to see months to goal, total contributions, interest earned, and final balance.
- financeNPV● ready
Enter a discount rate and a series of cash flows (the initial investment first, as a negative) to see the NPV plus total inflows and outflows.
- financeIRR● ready
Enter cash flows (initial investment first, as a negative) to find the discount rate that makes the net present value zero.
- financeCAGR● ready
Enter a beginning value, ending value, and number of years to see the CAGR, growth multiple, and total growth percentage.
- financeDebt Payoff● ready
List your debts with balances, rates, and minimum payments, add an extra monthly payment, and see the payoff order, timeline, and interest for snowball or avalanche strategies.
- financeInflation● ready
Enter an amount, inflation rate, and number of years to see what it costs in the future — or what it cost back then.
- financeCar Loan● ready
Enter the car price, down payment, trade-in value, APR, and loan term to see the loan amount, monthly payment, total interest, and total cost.
About Finance & Business Tools
Finance tools for everyday money decisions and business planning. Calculate mortgage payments, estimate compound interest, figure tips and sales tax, compute ROI and break-even, generate amortization schedules, and convert between hourly and salary — all private and local.
Related categories
Frequently asked questions
Is my financial data safe?
Yes. All calculations run in your browser. Nothing is sent to a server — your salary, loan amounts, and other inputs stay on your device.
Are these calculators accurate?
Yes. They use standard financial formulas (PMT, FV, compound interest) matching what banks and accounting software use. Results are for estimation — consult a professional for binding decisions.